Terms of Service
Last Updated: 12 February 2026
Acceptance of Terms
By accessing and using the YieldSpreadia website, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
Description of Service
YieldSpreadia provides educational content about rental yield dynamics in South Africa's residential property market. Our content includes explanations of yield calculations, location factors, operating costs, vacancy patterns, and hypothetical scenario modeling tools.
Educational Purpose Only
All content on this website is for educational and informational purposes only. We do not:
- Provide investment advice or recommendations
- Offer property management services
- Provide tax advice or guidance
- Make guarantees about property returns
- Recommend specific properties or investment decisions
Hypothetical Examples
Our case studies and scenario calculators use made-up examples with fictional numbers. These are educational tools to illustrate concepts and do not represent actual properties, market conditions, or predictions.
No Professional Relationship
Using our website does not create a professional relationship between you and YieldSpreadia. Our content does not constitute professional advice. You should consult qualified professionals for advice specific to your situation.
Accuracy of Information
While we strive to provide accurate educational content based on publicly available information, we make no warranties about the completeness, reliability, or accuracy of the information. Property markets change, and information may become outdated.
User Conduct
When using our website, you agree not to:
- Violate any applicable laws or regulations
- Infringe on intellectual property rights
- Transmit harmful code or malware
- Attempt to gain unauthorized access to our systems
- Use automated systems to access the website excessively
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of YieldSpreadia and protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Accessing third-party links is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, YieldSpreadia and its team members shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the website.
Disclaimer of Warranties
The website is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the website's operation, content, or suitability for any purpose.
Indemnification
You agree to indemnify and hold harmless YieldSpreadia and its team members from any claims, damages, losses, or expenses arising from your use of the website or violation of these Terms.
Changes to Terms
We may modify these Terms of Service at any time. Changes will be indicated by the "Last Updated" date. Your continued use of the website after changes constitutes acceptance of the modified terms.
Governing Law
These Terms of Service are governed by the laws of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the courts of South Africa.
Contact Information
If you have questions about these Terms of Service, please contact us:
YieldSpreadia
120 Voortrekker Rd, Salt River, Cape Town, 7925
Email: info@yieldspreadia.com
Phone: +27 83 628 2978